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The Loan Lady
56100 29 Palms Hwy
Yucca Valley, California 92284
Tel: 760-365-7003
Fax: 760-365-7113
Email: loan_lady@verizon.net

 

What is the History of Private Mortgage Insurance (PMI)?

The Private Mortgage Insurance industry originated in the 1950's with the first large carrier, Mortgage Guaranty Insurance Corporation (MGIC). They were referred to as "magic" as these early PMI methods were deemed to "magically" assist in getting lender approval on otherwise unacceptable loan packages. Today there are 8 PMI underwriting companies in the United States.


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